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: Online Short-Term Lending: Statistical Analysis Report, at 15 (Feb.
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Demand from desperate investors scrabbling for returns is driving down the rates on offer from all asset classes.
Often these companies employ a one-size-fits-all approach to student loan debt relief, promising complete loan forgiveness without analyzing borrowers' individual situations to determine whether they are eligible for the programs and without explaining all the required steps borrowers must take to qualify for loan forgiveness.
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For further discussion of burden on small businesses associated with verification requirements, see the section-by-section analysis of § 1041.
The Bureau does not believe, however, that such a generalized understanding suffices to establish that consumers understand the material costs and risks of these products.
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Extending the conditional exemption to all financial institutions that choose to make loans of the type provided for in § 1041.
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Car loans are repaid with monthly repayments and have a defined loan term