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The lenders must provide you with the fees, rates and conditions of the deal, so you should make sure you read everything.
The repayment date is also agreed on, usually the oncoming payday.
If the e-mail appears to be from your bank, credit card issuer, or other company you deal with frequently, your statements or official correspondence from the business will provide the proper contact information.
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This is rather self-explanatory as someone with a poor history of money mismanagement, such as missed payment on credit card bills or mortgages cannot be counted on to service a one year personal loan in a disciplined manner.