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As discussed above and below, the Bureau is proposing that, when a covered loan is originated or ceases to be outstanding, information is furnished no later than the date on which the loan is consummated or ceases to be outstanding, or as close in time as feasible to the specified date.
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Similar to the Federal Housing Administration's FHA mortgage, the USDA uses homeowner-paid mortgage insurance premiums to keep the USDA home loan program going.
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