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Section 1041(a) further provides that, “A determination regarding whether a statute, regulation, order, or interpretation in effect in any State is inconsistent with the provisions of [Title X] may be made by the Bureau on its own motion or in response to a nonfrivolous petition initiated by any interested person.
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The Bureau has received communications from over 30 credit unions, including several large credit unions, supportive of the 5 percent payment-to-income ratio alternative.
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