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- Peter Block, a spokesman for the company, declined to comment further because the case is before the courts.
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In fact, during the SBREFA process for this rulemaking, numerous SERs commented that the Bureau's contemplated proposal would slow the loan origination process and thus negatively impact their business model.
Whether a charge is a prepayment penalty depends on the circumstances around the assessment of the charge, and specifically whether the charge was assessed in connection with the consumer paying any of the loan before the date on which the loan is due in full.
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The QBRF made its second grant ($15,000) to the American Bird Conservancy and its partner ProAves to protect 148 acres of habitat for the rare Santa Marta parakeet and dozens of other wild species restricted to an isolated mountain in Colombia.