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A covered person taking unreasonable advantage of one or more of the three consumer vulnerabilities identified in section 1031(d) of the Dodd-Frank Act in circumstances in which the covered person lacks such superior knowledge or bargaining power may still be an abusive act or practice.
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Additionally, we will look at a customer's credit circumstances, both as a consideration of the customer's financial history, and to make sure that providing that individual a loan might not become a greater burden for them.
We do our extreme to meet our customers' needs by dividing information into various thematic sections.